About First Nations Home Mortgage

James Taylor Profile Pic


We are mortgage planners, not loan officers.

We take pride in our ability to listen to your needs and to sort through our many mortgage programs available to South Carolina residents to find the right loan for you. We take the time to present to you your home loan options, explaining the “the good, the bad and the ugly” of each type mortgage you qualify for. Whether it be a fixed rate home loan or an adjustable rate mortgage, you will feel confident that you have made the right decision for the mortgage you need.

We offer low interest home loans for people with good credit as well as counseling for those who have had credit problems in the past to help them qualify. All our home loans have either low closing costs or no closing costs and we guarantee our closing costs not to exceed what we provide on our Good Faith Estimate.

We are experts in debt consolidation cash out refinance home loans that can lower your total monthly payments. We can show you how to get out of debt faster, save on taxes, and allow you to take control of your life again.

Government loans are our speciality.  We offer VA home loans for veterans providing 100% financing at very low interest rates. If you are considering a more rural area, we have USDA Rural Housing loans offering 100% financing from USDA. If you need to use gift funds for a down payment, we have FHA loans that only require a 3.5% down payment.

We can help seniors live better by eliminating their mortgage payment with an FHA reverse mortgage. An FHA reverse mortgage can also provide seniors additional monthly or lump sum income. If you are considering a reverse mortgage or feel a reverse mortgage may be beneficial for your parents, call us and we can answer any questions you may have about the FHA reverse mortgages.


We make it easy!

If you dread all the paperwork that you assume will come with buying or refinancing, we’ve got great news! “Less paperwork and more individual service” means less worry from application to closing. We can simplify the process for you and make it anxiety-free to find the best interest rate and lowest monthly payment. We look forward to getting you started. Call us at 864-610-2323.

First Nations Home Mortgage Inc. NMLS# 845794 is an Equal Opportunity Housing Lender. Loans are available on a fair and equal basis regardless of race, color, religion, sex, familial status, national origin, military status, disability or ancestry.

Whether you need a new home loan in Greenville, a condo mortgage in Myrtle Beach, SC, an investment property loan for your student in Columbia, SC or a second home mortgage for your retreat in Charleston, we have the mortgage loan for your needs. From the Upstate of Greenville, Spartanburg and Anderson to Hilton Head and Charleston, South Carolina you can rest assured that we can provide the mortgage product best suited for you.

Meet Your Mortgage Planner