Home Purchase

18 02, 2019

Mortgage Broker or Bank?

Home Purchase, Loans|

Should I go to a bank or use the services of a mortgage broker?
Obtaining a home mortgage is often […]

18 02, 2019

What Information Do I Need for Loan Application?

Home Purchase, Loans, Refinance|

What information will be needed for the loan application (and how it’s kept private)
Anything you submit over our website […]

18 02, 2019

What is an adjustable rate mortgage?

Home Purchase, Loans|

An adjustable rate mortgage (ARM) is a mortgage where the rate can be adjusted, up or down, along with […]

18 02, 2019

No Closing Cost vs No Cash to Close?

Fees, Home Purchase|

“No Closing Cost” vs. “No Cash to Close”
Why they are not the same
If you choose a “No Closing Cost” […]

18 02, 2019

All About the Down Payment

Down Payments, Home Purchase|

All about the down payment
For many buyers, especially first-time buyers, saving up the funds for the down payment can […]

18 02, 2019

Five ways to make the loan process go faster

Home Purchase, Loans|

Five ways to make the loan process go faster
We should say that “working with us” is the first way! […]

18 02, 2019

All About Private Mortgage Insurance-PMI

Home Purchase, Insurance|

All about Private Mortgage Insurance – PMI
Unless you are able to put 20% down on a conventional, non-government loan, […]

18 02, 2019

What is an Escrow Account?

Home Purchase|

What is an Escrow Account?
To obtain a mortgage loan, you must agree to keep a hazard insurance policy in […]

15 02, 2019

Can I Buy a Home After a Bankruptcy?

Credit, Home Purchase, Loans|

Yes! You can buy a home after a bankruptcy
A bankruptcy filing does not mean that you cannot buy a […]

9 02, 2019

Should I Sign a Buyers Agency Agreement?

Home Purchase|

Should I Sign a Buyers Agency Agreement?
The South Carolina Real Estate Commission has approved a brochure titled “Agency Relationships […]