Blog

18 02, 2019

What Are Prepaid Fees?

Fees|

What are “Prepaid” fees?
Most borrowers are aware that there are closing costs associated with obtaining a mortgage, however, these are […]

18 02, 2019

Mortgage Broker or Bank?

Home Purchase, Loans|

Should I go to a bank or use the services of a mortgage broker?
Obtaining a home mortgage is often […]

18 02, 2019

What Information Do I Need for Loan Application?

Home Purchase, Loans, Refinance|

What information will be needed for the loan application (and how it’s kept private)
Anything you submit over our website […]

18 02, 2019

What is an adjustable rate mortgage?

Home Purchase, Loans|

An adjustable rate mortgage (ARM) is a mortgage where the rate can be adjusted, up or down, along with […]

18 02, 2019

No Closing Cost vs No Cash to Close?

Fees, Home Purchase|

“No Closing Cost” vs. “No Cash to Close”
Why they are not the same
If you choose a “No Closing Cost” […]

18 02, 2019

All About the Down Payment

Down Payments, Home Purchase|

All about the down payment
For many buyers, especially first-time buyers, saving up the funds for the down payment can […]

18 02, 2019

Is a No Closing Cost Loan Right for You?

Fees|

Is a “No Closing Cost” loan right for you?
If you choose our “No Closing Cost” loan option, you will […]

18 02, 2019

Using 401(K) funds for your down payment

Down Payments|

Using 401(K) Funds for Your Down Payment
You may elect to use funds from your employer’s 401(K) program to come […]

18 02, 2019

What are the qualification requirements for a reverse mortgage loan?

Reverse Mortgage|

What are the qualification requirements for a reverse mortgage loan?
Borrower Requirements
You must:

Be 62 years of age or older
Own the […]

18 02, 2019

What Are Closing Costs?

Fees|

What are “Closing Costs” 
Closing costs are the one-time fees paid at the loan closing for costs associated with purchasing […]