Blog

10 01, 2020

What is an adjustable rate mortgage?

Home Purchase, Loans|

An adjustable rate mortgage (ARM) is a mortgage where the rate can periodically be adjusted, up or down, along […]

10 01, 2020

What Information Do I Need for Loan Application?

Home Purchase, Loans, Refinance|

What information will be needed for the loan application (and how it’s kept private)
Anything you submit over our website […]

10 01, 2020

Mortgage Broker or Bank?

Home Purchase, Loans|

Should I go to a bank or use the services of a mortgage broker?
Obtaining a home mortgage is often […]

10 01, 2020

What Are Prepaid Fees?

Fees|

What are “Prepaid” fees?
Most borrowers are aware that there are closing costs associated with obtaining a mortgage, however, these are […]

10 01, 2020

Is Refinancing Right for You?

Refinance|

Is Refinancing right for you?
We receive many calls from homeowners today asking if they should refinance their current mortgage. […]

10 01, 2020

What types of reverse mortgage plans are available?

Reverse Mortgage|

What types of reverse mortgage plans are available?
You can choose either an adjustable rate reverse mortgage or a fixed […]

9 01, 2020

Can a reverse mortgage be obtained on a rental property?

Reverse Mortgage|

Can a reverse mortgage be obtained on a rental property?
In most cases the answer is no, but it may […]

9 01, 2020

What Are Closing Costs?

Fees|

What are “Closing Costs” 
Closing costs are the one-time fees paid at the loan closing for costs associated with purchasing […]

9 01, 2020

What is an Escrow Account?

Home Purchase|

What is an Escrow Account?
To obtain a mortgage loan, you must agree to keep a hazard insurance policy in […]

9 01, 2020

No Closing Cost vs No Cash to Close?

Fees, Home Purchase|

“No Closing Cost” vs. “No Cash to Close”
Why they are not the same
If you choose a “No Closing Cost” […]