Blog

18 02, 2019

Five ways to make the loan process go faster

Home Purchase, Loans|

Five ways to make the loan process go faster
We should say that “working with us” is the first way! […]

18 02, 2019

All About Private Mortgage Insurance-PMI

Home Purchase, Insurance|

All about Private Mortgage Insurance – PMI
Unless you are able to put 20% down on a conventional, non-government loan, […]

18 02, 2019

What is an Escrow Account?

Home Purchase|

What is an Escrow Account?
To obtain a mortgage loan, you must agree to keep a hazard insurance policy in […]

18 02, 2019

What is an underwriting overlay?

Loans|

What is an underwriting overlay?
Fannie Mae, Freddie Mac, USDA, FHA, and VA have underwriting guidelines that all lenders must […]

18 02, 2019

Credit Reports Explained

Credit|

What is a credit report?
If you have sufficient credit history, you will have a credit file of items reported […]

18 02, 2019

What is my decision credit score?

Credit|

What is my decision credit score?
Your “decision credit score” is the middle of the three scores reported by each […]

15 02, 2019

What are the costs in obtaining HECM reverse mortgage?

Reverse Mortgage|

What are the costs in obtaining HECM reverse mortgage?
Most borrowers choose to pay for the costs associated with obtaining […]

15 02, 2019

Can a reverse mortgage be obtained on a rental property?

Reverse Mortgage|

Can a reverse mortgage be obtained on a rental property?
In most cases the answer is no, but it may […]

15 02, 2019

Can I Buy a Home After a Bankruptcy?

Credit, Home Purchase, Loans|

Yes! You can buy a home after a bankruptcy
A bankruptcy filing does not mean that you cannot buy a […]

15 02, 2019

Is Refinancing Right for You?

Refinance|

Is Refinancing right for you?
We receive many calls from homeowners today asking if they should refinance their current mortgage. […]